Merchant Setup

Step 5: Merchant Setup

Merchants must be properly onboarded and linked to payment channels for transactions to occur. This step covers merchant setup.

1. Go to the Merchant Admin Applet.

2. Create a Merchant Profile: Enter:

   • Merchant name, registration number, and address.

   • Assign login credentials.

3. Create a Merchant Contract:

   • Link the contract to a payment channel.

   • Provide credentials to the merchant (e.g., Merchant Code and Key).

4. Configure Rate Cards:

   • Add payment channels to the rate card.

   • Define transaction charges for the merchant.

Purpose of Merchant Setup

This step ensures that merchants can use the system to accept payments. Linking contracts and rate cards defines how merchants interact with payment channels.

Step 6: Merchant Access

Once merchants are set up, they need access to manage their payment options. This step focuses on enabling merchant access.

1. Merchant Login: Merchants can log in to view their contracts, rate cards, and reports.

2. Merchant Actions: Merchants can:

   • Accept or reject offered payment channels.

   • Activate accepted payment channels.

3. Admin Finalization: Admins must approve activation after merchant acceptance.

Purpose of Merchant Access

This allows merchants to manage their payment options independently. Admins retain control to ensure proper configuration.