Setting up Payment Channels

This guide provides detailed, step-by-step instructions for setting up payment channels in the back-end applet (also referred to as the back office). It is designed for developers, administrators, and non-technical users who work with payment gateway integrations.

Why This Setup is Important

Payment channels facilitate secure and seamless transactions between merchants and customers. Proper configuration ensures reliability, reduces errors, and enhances user trust. This guide ensures that even users with minimal technical knowledge can complete the setup.

Data to Prepare

Before you begin, gather the following information:

Payment Channel Code: A unique identifier for each channel.
Payment Aggregator Company Details: Information about the third-party company handling payments.
Payment Channel Credentials: Provided by the payment channel after integration.
Payment Provider Details: Information about the organization offering payment services.
Merchant Details: Essential if you are setting up for specific merchants.

Why Preparing Data is Necessary

Having all the necessary data ready ensures a smooth setup process and minimizes delays caused by missing information.

Applet Used in this Setup: Explanations and Purpose

Supplier Applet

The Supplier Applet is used to manage suppliers (payment aggregators) who are essential for processing payments through channels. It provides tools for:

Adding and managing supplier details.
Categorizing suppliers.
Ensuring accurate supplier data for integration.

Why Use This Applet? Without proper supplier setup, payment channels cannot be activated or linked to providers. This applet ensures that all supplier-related information is accurately maintained.

Merchant Admin Applet

The Merchant Admin Applet is a tool used to configure and manage the list of merchants for setting up payment channels. It includes key features related to:

Merchant Profiles: Creating and managing merchant information.
Contracts: Setting up agreements between the system and merchants.
Reports: Viewing transaction summaries and performance metrics.
Audit Trail: Tracking all actions taken in the applet.

Why Use This Applet? This applet allows the system to onboard merchants properly, link them to payment channels, and ensure they have access to critical reports and contracts.

Steps: Create & Edit Merchant > Create & Edit Contract > View Report > View Audit Trail

Payment Gateway (PGW) Applet

The Payment Gateway Applet is the core system used to configure payment channels. It facilitates:

Creating payment channels.
Managing contracts and rate cards.
Generating reports for financial analysis.

Why Use This Applet? This applet ensures that payment channels are correctly configured, enabling merchants to process transactions securely. Proper configuration here allows seamless integration of multiple payment methods.